Counselors - Need some answers to financial aid questions?

How do I apply for federal aid?

When can I fill out the Free Application for Federal Student Aid (FAFSA)?

Do I have to apply for financial aid every year?

I don't think I will be eligible for grant aid; What do I do if I just want a loan?

I received a letter from a company guaranteeing me at least $1000 in scholarships for only $150. Is this a scam?

I have received my Student Aid Report (SAR) and it says I am eligible to recieve a Pell Grant. Does that mean I will get aid?

Do I have to be admitted to a college to apply for financial aid?

What makes a student dependent or independent?

If I am a dependent student according to federal aid regulations, whose income do I report? What if I don't live with my parents?

What other sources of financial aid are available other than federal aid and how do I apply for them?